Judgement Creditor: Person who won a judgement in small
claims court
More Terms and Definitions Used in Small Claims
Courts
Judgement Debtor: Person who owes the money
awarded in a small claims court judgement
Garnishment: Actions taken to seize funds owed
the Judgement Creditor (includes wages and funds in bank accounts)
Garnishee Defendant: Any person who owes the
Judgement Debtor money.
Disposable Income: In simple terms,
"disposable income" is whatever money you have left after paying all required
taxes and national insurances! Disposable income is after-tax income that is
officially calculated as the difference between personal income and personal
tax and nontax payments. In general terms, personal tax and nontax payments are
about 15% of personal income, which makes disposable personal income about 85%
of personal income. See more:disposable-income
Continuing Lien: Action taken to seize one's
wages and is usually good for 60 days.
Mediation: Process by which a neutral person
helps the parties resolve a dispute out of court.
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